SC 13G 1 united-sc13g.htm SC 13G united-sc13g.htm



Washington, D.C. 20549



Under the Securities Exchange Act of 1934


(Amendment No. ___)*

China Rapid Finance Limited

(Name of Issuer)

Class A ordinary shares, par value $0.0001 per share

(Title of Class of Securities)


(CUSIP Number)

December 31, 2019

(Date of Event which Requires Filing of this Statement)


Check the appropriate box to designate the rule pursuant to which this Schedule is filed:


[_]  Rule 13d-1(b)


[_]  Rule 13d-1(c)


[X]  Rule 13d-1(d)


*The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.


The information required in the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).







Names of Reporting Persons

United Investment Holding Company Limited


Check the appropriate box if a member of a Group (see instructions)

(a)  [ ]
(b)  [ ]


Sec Use Only



Citizenship or Place of Organization

Hong Kong

Number of Shares Beneficially Owned by Each Reporting Person With:



Sole Voting Power



Shared Voting Power



Sole Dispositive Power



Shared Dispositive Power



Aggregate Amount Beneficially Owned by Each Reporting Person



Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

[ ]


Percent of class represented by amount in row (9)



Type of Reporting Person (See Instructions)




Based on the (i) 2,034,444 Class A ordinary shares currently held by the reporting person and (ii) 103,704,977 Class A ordinary shares of the Issuer outstanding as of December 31, 2019 as provided by the Issuer.

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Item 1.


Name of Issuer:

China Rapid Finance Limited


Address of Issuer’s Principal Executive Offices:

5F, Building D, BenQ Plaza, 207 Songhong RD, Changning District, Shanghai, 200335, China

Item 2.


Name of Person Filing:

United Investment Holding Company Limited


Address of Principal Business Office or, if None, Residence:  

United 06, 3/F., Bonham Trade Center, 50 Bonham Strand, Sheung Wan, Hong Kong



Hong Kong


Title and Class of Securities:

Class A ordinary shares, par value $0.0001 per share



This CUSIP number applies to the American Depositary Shares of the Issuer, each representing one Class A ordinary share of the Issuer, par value $0.0001 per share. No CUSIP has been assigned to the ordinary shares.

Item 3.

If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:

Not applicable.



[_]Broker or dealer registered under Section 15 of the Act;



[_]Bank as defined in Section 3(a)(6) of the Act;



[_]Insurance company as defined in Section 3(a)(19) of the Act;



[_]Investment company registered under Section 8 of the Investment Company Act of 1940;



[_]An investment adviser in accordance with Rule 13d-1(b)(1)(ii)(E);



[_]An employee benefit plan or endowment fund in accordance with Rule 13d-1(b)(1)(ii)(F);



[_]A parent holding company or control person in accordance with Rule 13d-1(b)(1)(ii)(G);

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[_]A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);



[_]A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940;



[_]A non-U.S. institution in accordance with Rule 240.13d-1(b)(1)(ii)(J);



[_]Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).

If filing as a non-U.S. institution in accordance with Rule 240.13d-1(b)(1)(ii)(J), please specify the type of institution: ____

Item 4.Ownership


Amount Beneficially Owned:   2,034,444

(b)Percent of Class:  2.0%

(c)Number of shares as to which such person has:

(i)Sole power to vote or to direct the vote: 2,034,444

(ii)Shared power to vote or to direct the vote: 0



Sole power to dispose or to direct the disposition of: 2,034,444



Shared power to dispose or to direct the disposition of: 0

Item 5.Ownership of Five Percent or Less of a Class.

If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following [X].

Item 6.

Ownership of more than Five Percent on Behalf of Another Person.

Not applicable.

Item 7.

Identification and classification of the subsidiary which acquired the security being reported on by the parent holding company or control person.

Not applicable.

Item 8.

Identification and classification of members of the group.

Not applicable.

Item 9.

Notice of Dissolution of Group.

Not applicable.

Item 10.


Not applicable.

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After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Dated: 11-Feb-2020

By:     /s/Mei Huang
Name: Mei Huang    
Title: Sole Director  

The original statement shall be signed by each person on whose behalf the statement is filed or his authorized representative.  If the statement is signed on behalf of a person by his authorized representative (other than an executive officer or general partner of this filing person), evidence of the representative's authority to sign on behalf of such person shall be filed with the statement, provided, however, that a power of attorney for this purpose which is already on file with the Commission may be incorporated by reference.  The name and any title of each person who signs the statement shall be typed or printed beneath his signature.

Attention:  Intentional misstatements or omissions of fact constitute Federal criminal violations (See 18 U.S.C. 1001).


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